SEBI has proposed an employer-facilitated mutual fund deduction framework that would allow employees to invest in mutual funds using salary deductions. The goal is to make investing easier for salaried employees. This framework is proposed to be available to only listed and EPFO-registered companies and AMCs. Plus, employees can voluntarily choose to opt in or out of it. Many salaried employees in India plan to invest in mutual funds every month but often end up spending most of their salary on regular expenses before they get around to investing. As a result, staying consistent with SIPs can sometimes become difficult. SEBI’s newly proposed payroll-linked employer-facilitated mutual fund contribution framework may help tackle this issue. If implemented, employees could choose to have a fixed amount deducted directly from their salary and invested in mutual fund schemes of their choice - similar to how EPF contributions are deducted through payroll. If you’re a salaried employee who has SIPs running, read this guide to know everything about the proposed payroll-linked MF contribution deduction framework.